If you’re a man buying a diamond engagement ring for the lady with whom you’ll spend the rest of your life, think of it like purchasing a motorcycle, or a new surfboard, or gaming components. You don’t acquire those things by walking in the door and telling the store clerk, “Just give me whatever’s cheap.” No, you look through several items, do test drives, calculate the cost and most of all you will happily educate yourself on make, model…all the little quirks. That’s the same way you’re going to buy this ring. Buying an engagement ring is a huge step but can be fun too!
First, what can you afford? Because an engagement ring should say, “I love you,” not, “I’m going to lead us into crippling debt.” The old rule used to be that you must pay between 2 and 3 months on this small treasure. However, a better question is: What can you comfortably handle? Money is always a concern. Try to save as much cash as you can to pay up front, or, if you can manage it, enough to purchase the ring outright. Just make sure payments won’t bust your monthly budget.
Buying an Engagement Ring
Next, educate yourself. Google keywords like certification, diamond rings, budget. Find videos about purchasing a diamond ring, learn the ways of the Ring Maker, speak his language. Understand what I mean when I say if you need to scrimp do so with clarity, color, or carat, but never cut. Why?
Online can be a great place to find an affordable ring. You can find rings up to 50% off so it’s worth a look. When traversing these sites make sure they are declared certified. Good sources will recommend diamonds certified by GIA and AGS since those labs are an indication that you’ll be getting your money’s worth. Also, online stores with Diamond Display Technology allows you to view the diamond with all its inclusions before buying. What’s an inclusion? That’s why we study.
Back to the 4Cs of diamonds
Cut is the most important of the 4Cs because it has the most influence on the way a diamond sparkles. The highest clarity and color grading won’t be worth much if a poor cut makes your stone appear dull.
Color refers to a diamond’s lack of color. The more colorless it appears, the higher the grade. You can save money on the color because there are some grades, like H or I, which have a tinge of yellow so light that it won’t be noticed, but it makes the diamond less expensive.
Clarity refers to the tiny imperfections all diamonds have and are referred to as inclusions. (They’re they are!) As most inclusions are microscopic they don’t affect the diamond’s appearance in any way.
Carat is the diamond’s weight, not size. Consider cut and clarity working with it in concert. You take a high carat stone with a bad cut grade and that alone can make your diamond look smaller. But take a small diamond, put your money into a good cut, and you will have a larger-looking diamond. Carat can also help save you money via buying down just a bit. Purchasing the next carat down can save you between 20 and 30% on your ring.
Few Other Ideas When Buying an Engagement Ring
Ask if there are any engagement rings in your family. It’s a great way to let your intended know she’s plugged into your clan, and in most families, all you must do is get it sized.
If your girlfriend is into it, you can find a fantastic sapphire ring, then after you’re more fiscally squared away a diamond ring would make for one cool anniversary present.
We’ve barely touched on the many other points which can make your diamond ring affordable and fantastic. Such as setting. For example, if you take a small diamond, give it a halo setting where several tiny diamonds surround the jewel, you’ll have a sparkling piece of bling ladies find dazzling. There are many other things to explore including the shape of the diamond and the metal for the ring itself. You’re on a real adventure for the one you love.
Enjoy the journey! Please feel free contact us with any questions you may have. We hope our tips on buying an engagement ring have been helpful!
Check out these beautiful rings if you are in the market!